For your professional customers
Offer your business customers tailor-made B2B payment facilities!
Thanks to our payment facilities for your business customers, you can benefit from efficient customer paths on the web and in-store to increase your sales and build customer loyalty. With our partner Allianz-Trade, we meet your cash flow needs as well as those of your customers: you are paid instantly and your customers only pay later, in 30 days or in 3 instalments for example.
Our B2B BNPL solution makes your life easier
This offer results in a heavy operational burden and often human and manual interfaces with several entities (credit insurer, financier, collection company, etc.).
Your teams can focus on their core business.
Our solutions for
Our payment solutions are designed to meet the unique needs of B2B merchants and their business customers.
Our payment options include split and deferred payments, with the flexibility of our dedicated retail payment solutions.
Features of our B2B payment facilities
We like to make it simple for you and your customers, so we make sure that our payment facility solution is easy to understand and use for everyone. The process is smooth and the financing and its risks are taken care of.
Responding to the specific challenges of each company in terms of payment facilities is our major challenge. That's why our solution adapts precisely to your context to bring satisfaction at all levels.
We know that it is important to feel well surrounded to move forward. Helping your brand to make payment really easy and thus strengthen the exclusive relationship you have with your business customers is our mission at your side.
Commitment means making decisions, ensuring their proper implementation and respecting them. Our commitment to you is to serve your business needs while preserving your customers' data. Re-targeting them for our own account will never be our business.
Seamless integration and a multi-channel solution for payment facilities for professionals
Our payment solutions integrate with many PSPs, such as Stripe, Hipay, Ingenico, Adyen, Paybox and many CMSs, including Magento, Shopify, WooCommerce, Salesforce, Prestashop, allowing for easy online integration via CMS module or plugin, and just as fast in physical stores and in call centers, via our back-office or by an API call from your information system
Our state-of-the-art risk management module
Our credit scoring model has proven its relevance in minimizing risk while maximizing acceptance.
Our scoring algorithms can analyze a multitude of data, allowing them to be relevant in any context.
Our scoring API returns a response in less than half a second, while minimizing the customer interactions required.
Our real-time decision process is based on the analysis of the company name and SIREN number, your customer's data, bank information, etc., as well as data related to your own business, the context of the purchase and classic credit risk characteristics, among other relevant data points.
As soon as your customer is accepted, we pay you the full amount of his purchase and take over his insolvency risks.
100% of the amount including VAT of the transactions is insured and collected!
Frequently asked questions
Our B2B payment facilities are distinguished by the fact that we build on our proven B2C payment solution to provide a smooth and seamless experience for business customers. We offer flexible payment options, including split and deferred payments, as well as merchant/customer cost-sharing options.
We are committed to not reusing your customers' data to retarget them on our own behalf: the data collected is only used to confirm customer eligibility and provide customer service, as well as direct debits to the customer's payment method and automatic communications, such as due date reminders.
Our geographical coverage is constantly expanding and we are currently present in France, Luxembourg, Spain, Germany, the UK and Belgium.
Our B2B factoring and payment facilities solution returns an instant and reliable response thanks to a combination of ALLIANZ TRADE and PLEDG tools based on the latest machine learning technologies, as well as credit insurance through our partnership with ALLIANZ TRADE.
We have a streamlined KYC process for real-time decision making and dual merchant and customer analysis for better risk assessment. Finally, our rapid payment processing options and automated reconciliation system make it easy for merchants to manage payments.
We offer a range of support options for B2B merchants who use our payment facilities. Merchants have access to our dashboard, where they can view key performance indicators, and we offer integration options for various channels (web, mag, call center) and CMS and PSP partners (e.g., Magento, Shopify, WooCommerce, Salesforce, and Prestashop).
We also offer widget options for various eCommerce platforms and a white label integration option. Our customer support team is available to answer any merchant questions or concerns, and we provide detailed documentation and guides to help merchants integrate and use our payment facilities.
Throughout the partnership, a dedicated Account Manager and Integration Project Manager will be with you.
We take security very seriously and have implemented several measures to ensure the security of transactions processed through our payment methods. We use SSL encryption to protect data in transit and our servers are hosted in a secure data center. We also adhere to PCI DSS compliance requirements and use tokenization to protect sensitive information such as credit card numbers. In addition, our fast payment processing options and automated reconciliation system help reduce the risk of fraud or error.
We offer cost-sharing options between the merchant and the customer, allowing both parties to share the cost of the transaction. This option can be particularly useful for large transactions where the cost is too high or the margins too low for the merchant to fully absorb. Merchants may choose to offer their business customers different cost-sharing options depending on payment facility, loyalty program membership, etc. Cost-sharing options can help increase conversion rates and make large transactions more accessible to your business customers.